[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chacha.cz\/rizika-podnikani\/#Article","mainEntityOfPage":"https:\/\/www.chacha.cz\/rizika-podnikani\/","headline":"Rizika podnik\u00e1n\u00ed","name":"Rizika podnik\u00e1n\u00ed","description":"P\u0159\u00ed\u010diny rizik mohou b\u00fdt r\u016fzn\u00e9 a m\u016f\u017eeme je d\u011blit do dvou kategori\u00ed: 1)vn\u011bj\u0161\u00ed p\u0159\u00ed\u010diny \u2013 to jsou p\u0159\u00ed\u010diny, kter\u00e9 n\u00e1s n\u011bjak\u00fdm zp\u016fsobem ovlivn\u00ed \u201ezvenku\u201c, mi jim nem\u016f\u017ee nijak p\u0159edej\u00edt ani je nijak ovlivnit, to je nap\u0159\u00edklad ekonomick\u00e1 situace, nem\u016f\u017eeme ovlivnit, jak\u00fd bude hospod\u00e1\u0159sk\u00fd r\u016fst, inflace nebo zda p\u0159ijde n\u011bjak\u00e1 krize. D\u00e1le to mohou b\u00fdt tak\u00e9 […]","datePublished":"2020-10-23","dateModified":"2020-10-23","author":{"@type":"Person","@id":"https:\/\/www.chacha.cz\/author\/#Person","name":"","url":"https:\/\/www.chacha.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chacha.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.chacha.cz\/rizika-podnikani\/","wordCount":524,"articleBody":"P\u0159\u00ed\u010diny rizik mohou b\u00fdt r\u016fzn\u00e9 a m\u016f\u017eeme je d\u011blit do dvou kategori\u00ed:1)vn\u011bj\u0161\u00ed p\u0159\u00ed\u010diny \u2013 to jsou p\u0159\u00ed\u010diny, kter\u00e9 n\u00e1s n\u011bjak\u00fdm zp\u016fsobem ovlivn\u00ed \u201ezvenku\u201c, mi jim nem\u016f\u017ee nijak p\u0159edej\u00edt ani je nijak ovlivnit, to je nap\u0159\u00edklad ekonomick\u00e1 situace, nem\u016f\u017eeme ovlivnit, jak\u00fd bude hospod\u00e1\u0159sk\u00fd r\u016fst, inflace nebo zda p\u0159ijde n\u011bjak\u00e1 krize. D\u00e1le to mohou b\u00fdt tak\u00e9 pomluvy, ty alespo\u0148 trochu m\u016f\u017eeme ovlivnit, aby nap\u0159\u00edklad v\u016fbec nevznikly, ale kdy\u017e u\u017e se o n\u00e1s n\u011bjak\u00e1 pomluva roz\u0161\u00ed\u0159\u00ed, jen t\u011b\u017eko se to pak d\u00e1v\u00e1 do po\u0159\u00e1dku.2)vnit\u0159n\u00ed p\u0159\u00ed\u010diny \u2013 to jsou p\u0159\u00ed\u010diny, kter\u00e9 jsme my sami zp\u016fsobily a m\u016f\u017eeme tak ovlivnit jejich vznik i n\u00e1sledn\u00fd pr\u016fb\u011bh. Sem pat\u0159\u00ed nap\u0159\u00edklad situace, kdy \u0161patn\u011b odhadneme popt\u00e1vku a m\u00e1me zbo\u017e\u00ed m\u00e1lo nebo naopak hodn\u011b a le\u017e\u00ed n\u00e1m zbyte\u010dn\u011b na sklad\u011b. Takov\u00e9 situaci se d\u00e1 snadno p\u0159edej\u00edt lep\u0161\u00edm odhadem popt\u00e1vky nebo sehn\u00e1n\u00edm nov\u00e9ho odb\u011bratele. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f jsou hlavn\u00edm probl\u00e9mem vn\u011bj\u0161\u00ed p\u0159\u00ed\u010diny.Jak riziku p\u0159edej\u00edt? Riziko ztr\u00e1ty vynalo\u017een\u00fdch prost\u0159edk\u016f sn\u00ed\u017e\u00edme t\u00edm, \u017ee vytvo\u0159\u00edme tzv. portfolio, tedy, \u017ee na\u0161i investici rozlo\u017e\u00edme do n\u011bkolika akc\u00ed, do v\u00edce rizikov\u00fdch, ale tak\u00e9 do stabiln\u00edch a dojde tak k diverzifikaci, neboli rozlo\u017een\u00ed rizika, a v p\u0159\u00edpad\u011b, \u017ee dojde k n\u011bjak\u00e9 ztr\u00e1t\u011b, nebude tak velk\u00e1. D\u00e1le je tak\u00e9 dobr\u00e9 si vytvo\u0159it rezervy, pokud by pak do\u0161lo ke ztr\u00e1t\u011b, m\u016f\u017eeme v\u00fddaje hradit pr\u00e1v\u011b z rezerv. V neposledn\u00ed \u0159ad\u011b je d\u016fle\u017eit\u00e9 vymezit si rizikov\u00e9 hranice. Nap\u0159\u00edklad si tedy stanov\u00edme hranici mo\u017en\u00e9ho poklesu ceny, tedy p\u0159i jak\u00e9 cen\u011b u\u017e hroz\u00ed, \u017ee nebudeme vyd\u011bl\u00e1vat a nechceme, aby n\u00e1\u0161 produkt t\u00e9to ceny dos\u00e1hl. Pokud se k t\u00e9to hranici p\u0159ibli\u017eujeme, je pot\u0159eba v\u010das zareagovat a napravit situaci.Rizika m\u016f\u017eou m\u00edt tak\u00e9 dopad na r\u016fzn\u00e9 oblasti podniku:– rizika, kter\u00e1 se projevuj\u00ed v\u011bcn\u00fdmi \u0161kodami \u2013 nap\u0159. kr\u00e1de\u017ee, po\u017e\u00e1r, povode\u0148 apod. proti t\u011bmto ud\u00e1lostem je pot\u0159eba se dop\u0159edu pojistit, pop\u0159\u00edpad\u011b si najmout n\u011bjak\u00e9ho hl\u00edda\u010de– rizika podnikatelsk\u00e1 \u2013 toto riziko je spojen\u00e9 zejm\u00e9na s t\u00edm, zda n\u00e1\u0161 v\u00fdrobek v\u016fbec prod\u00e1me a za jakou cenu, m\u016f\u017ee se st\u00e1t, \u017ee nevyd\u011bl\u00e1me dost pen\u011bz a n\u00e1\u0161 podnik zkrachuje, d\u00e1le je tak\u00e9 spojen\u00e9 s provozem podniku, tedy jestli dodavatel v\u010das dod\u00e1 to, co m\u00e1, zda budou efektivn\u011b pracovat zam\u011bstnanci a mnoho dal\u0161\u00edch v\u011bc\u00ed okolo podniku– rizika finan\u010dn\u00ed \u2013 co se t\u00fd\u010de finan\u010dn\u00ed oblasti je zde hned n\u011bkolik probl\u00e9m\u016f, nap\u0159\u00edklad kdy\u017e dojde ke zm\u011bn\u011b \u00farokov\u00fdch sazeb, kdy\u017e zm\u011bn\u00ed se podm\u00ednky \u00fav\u011bru, kurzy m\u011bny nebo t\u0159eba da\u0148ov\u00e9 p\u0159edpisy                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rizika podnik\u00e1n\u00ed","item":"https:\/\/www.chacha.cz\/rizika-podnikani\/#breadcrumbitem"}]}]